Chasity Flom

Chasity Flom

Award-winning internet nerd. Freelance zombie expert. Unapologetic analyst. Extreme pop culture junkie. Web buff.

41 Author´s Posts
How to Increase Your Credit Score to 700 in 30 Days

How to Increase Your Credit Score to 700 in 30 Days

If you're looking to improve your credit score in a short amount of time, there are a few steps you can take to get the...

Boost Your Credit Score by 100 Points in No Time

Boost Your Credit Score by 100 Points in No Time

Having a late payment on your credit report can be a major setback. But don't worry, there are several ways to quickly...

Is bad credit hard to recover?

Is bad credit hard to recover?

The short answer is that it usually takes at least a year to recover from bad credit, assuming you do everything right....

What Credit Repair Experts Do and How to Find the Right One

What Credit Repair Experts Do and How to Find the Right One

When it comes to improving your credit score, you may be considering hiring a credit repair specialist. But what do these ...

How to Reach an 800 Credit Score from 500

How to Reach an 800 Credit Score from 500

Getting a credit score of 800 from 500 can be a long and arduous process, but it is possible. Depending on your starting...

Should I Pay a Debt That Is 7 Years Old?

Should I Pay a Debt That Is 7 Years Old?

In most states, the debt itself doesn't disappear until you pay it. According to the Fair Credit Reporting Act, debts can ...

When Can You Legally Charge for Credit Repair Services?

When Can You Legally Charge for Credit Repair Services?

Credit repair companies are not allowed to charge you in advance for their services. You should only pay for credit...

What is the Best Reason to Dispute a Credit Report?

What is the Best Reason to Dispute a Credit Report?

Accounts incorrectly reported as overdue or delinquent, for example by a collection agency or other creditor, debts that...

Can a Credit Dispute Affect Your Credit Score?

Can a Credit Dispute Affect Your Credit Score?

Filing a credit dispute does not directly impact your credit rating, but the results of the dispute could increase or...

How to Quickly Improve Your Credit Score

How to Quickly Improve Your Credit Score

Having a good credit score is essential for many aspects of life, from getting a loan to renting an apartment. But how...

Rebuilding Credit: How Long Does It Take to Go from 500 to 700?

Rebuilding Credit: How Long Does It Take to Go from 500 to 700?

Rebuilding credit is a long-term process that requires commitment and dedication. It can take anywhere from a few months...

What is the 7 Year Credit Rule? A Comprehensive Guide

What is the 7 Year Credit Rule? A Comprehensive Guide

Late payments remain on your credit report for up to seven years from the original delinquency date, the date the payment ...

How Much Does It Cost to Dispute Credit Report Errors?

How Much Does It Cost to Dispute Credit Report Errors?

Disputing credit report errors is a free process that can be done by anyone. However, if you're looking for a faster way...

Do Credit Bureaus Really Investigate Disputes?

Do Credit Bureaus Really Investigate Disputes?

Do credit bureaus really investigate disputes? This is a question that many people have when it comes to their credit...

How to Repair Your Credit and Rebuild Your Financial Life

How to Repair Your Credit and Rebuild Your Financial Life

Having bad credit can be like a weight holding you down, preventing you from achieving your financial goals. But it...

How to Increase Your Credit Score from 400 to 700

How to Increase Your Credit Score from 400 to 700

Having a good credit score is essential for many aspects of life, from getting approved for a loan to getting the best...

How to Increase Your Credit Score by 100 Points in a Month

How to Increase Your Credit Score by 100 Points in a Month

For most people, raising their credit score by 100 points in a month is not a realistic goal. However, if you are...

Rebuilding Your Credit Score: How to Get from 500 to 800

Rebuilding Your Credit Score: How to Get from 500 to 800

Having a low credit score can be discouraging, especially when you're trying to apply for a loan or a mortgage. FICO...

Disputing Credit Report Online: Is it a Good Idea?

Disputing Credit Report Online: Is it a Good Idea?

If you're considering disputing your credit report online, it's important to understand the potential risks and rewards....

Raise Your Credit Score 50 Points in 30 Days: A Step-by-Step Guide

Raise Your Credit Score 50 Points in 30 Days: A Step-by-Step Guide

Having a good credit score is essential for getting the best loan terms and interest rates. But if your credit score is...

How to Improve Your Credit Score in 30 Days

How to Improve Your Credit Score in 30 Days

Having a good credit score is essential for many aspects of life, from getting approved for a loan to renting an...

Can Disputes Improve Your Credit Score?

Can Disputes Improve Your Credit Score?

Disputing incorrect information on your credit report can have a positive effect on your credit rating. Generally,...

How to Repair Bad Credit Quickly and Effectively

How to Repair Bad Credit Quickly and Effectively

If you are 30 days behind on your mortgage payment, you can repair your credit in approximately 9 months to three years....

How Much Does it Cost to Clean Up Your Credit? A Comprehensive Guide

How Much Does it Cost to Clean Up Your Credit? A Comprehensive Guide

When it comes to credit repair, you don't need to pay a company to do something you can do yourself. Consumers have the...

Can You Increase Your Credit Score by 200 Points in a Month?

Can You Increase Your Credit Score by 200 Points in a Month?

Everyone's credit history and credit score are different, so it's hard to say for sure how long it will take to increase...

Rebuilding Credit: How Long Does it Take?

Rebuilding Credit: How Long Does it Take?

If you've had a major setback, it usually takes one to two years to repair your credit, according to Weaver. But that...

Rebuilding Your Credit Score: How to Come Back from a Bad Credit Score

Rebuilding Your Credit Score: How to Come Back from a Bad Credit Score

Having a low credit score can be a daunting prospect, but it doesn't have to be a life sentence. You can rebuild your...

Rebuilding Credit in 3 Months: Is it Possible?

Rebuilding Credit in 3 Months: Is it Possible?

If your credit score isn't as high as you'd like, don't worry. You can increase your score in as little as three months...

How to Improve Your Credit History

How to Improve Your Credit History

Having a good credit score is essential for many aspects of life, from getting a loan to renting an apartment....

How to Recover from a Bad Credit Score

How to Recover from a Bad Credit Score

If you've had a major setback, it usually takes one to two years to repair your credit, according to Weaver....

Is it Worth It to Dispute Credit Report Errors?

Is it Worth It to Dispute Credit Report Errors?

Filing a dispute with a credit agency has no impact on your credit score. However, if the information in your credit...

Is Credit Repair a High Risk Business?

Is Credit Repair a High Risk Business?

Credit repair services are considered high-risk, and this can be attributed to the fact that they often work with...

Can You Legally Charge for Credit Repair Services?

Can You Legally Charge for Credit Repair Services?

Credit repair companies are not allowed to charge you in advance for their services. You should only pay for credit...

What Stays on Your Credit Report for 7 Years?

What Stays on Your Credit Report for 7 Years?

When it comes to credit reports, negative information such as late payments, accounts sent to collection agencies, unpaid ...

How Much Can Your Credit Score Increase in a Month?

How Much Can Your Credit Score Increase in a Month?

If you're looking to improve your credit score, you may be wondering how much it can go up in a month. The answer depends ...

Is Credit Wiped Clean After 7 Years?

Is Credit Wiped Clean After 7 Years?

Most negative information on credit reports generally stays for 7 years. Bankruptcy, for instance, stays on Equifax...